For what it's worth: I know it could be me. I'm currently with tens of thousands of dollars in savings (in Europe, not American) but it could still be me. I'm quite afraid of it actually and I live every day so that it won't be me. I've noticed that reduces chances significantly, not to zero, but significantly.
As I understood the current state is "saving money and getting a little return would be OK", since he is still employed?
For sure, if the jo is lost in an expensive town, this money does not hold long.
Yea it's this. I have a job, I'm fine. I have 1 to 2 years of runway if I lose my job. I've been twice in a situation in my life where it took me 1 to 1.5 years to find a new job. During those times I lived for free at a family member's place so I was totally fine. But I know how dangerous things can get if I don't watch out. And even then still. Sometimes fate just hits you in the face.
